Legal & Land
May 15, 2026• 5 min read

How to Read a 7/12 Extract (Satbara Utara) in Maharashtra

Verify land ownership records, check active bank mortgages (Bojha), and understand occupant classes on Maharashtra land documents.

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How to Read a 7/12 Extract (Satbara Utara) in Maharashtra
Featured Land Advisory • NAPLOTPUNE

Key Takeaway & Executive Summary

Verify land ownership records, check active bank mortgages (Bojha), and understand occupant classes on Maharashtra land documents.

What is a 7/12 Extract?

The 7/12 extract (Satbara Utara) is maintained by the Maharashtra revenue department under the Maharashtra Land Revenue Record of Rights and Registers (Preparation and Maintenance) Rules. It combines Form VII (ownership, occupant class, tenant details) and Form XII (crop details, irrigation, land usage).

Why is it Critical for Plot Buyers?

Before purchasing any NA plot, the 7/12 extract is your primary legal defense against land fraud. It confirms authentic ownership and reveals whether the property has active dispute liens or bank mortgages.

Key Sections Every Buyer Must Verify:

1. Occupant Class (Bhogvautadar Varg)

  • Class 1 (Varg-1): Freehold / unrestricted land — the owner possesses full rights to sell, lease, or mortgage without government permission. Always insist on Class 1 plots.
  • Class 2 (Varg-2): Restricted land, often allocated under government grants. Selling requires explicit District Collector sanction and government unearned income premiums.

2. Other Rights Column (Itar Adhikar)

  • Lists active encumbrances — bank loans (Bojha), private mortgages, civil court litigations, or statutory easements.
  • If a financial institution holds a lien, "Bojha" along with the sanction amount appears here. The seller must furnish a bank NOC and deed of release.

3. Mutation Entries (Ferfar - Form VI)

  • Shows the chronological chain of title transfers (inheritance, sale deed, partition).
  • Cross-verify that the current seller's name matches the latest certified Ferfar entry.

Essential Due Diligence Checklist

  • Verify digital 7/12 records via the official Mahabhulekh portal.
  • Verify corresponding Gat numbers and survey demarcations with the local Talathi office.
  • Secure a minimum 30-year search and title clearance report from an independent property attorney.

At NAPLOTPUNE, all featured gated communities come with 100% verified, clear Class-1 titles with ready-to-inspect 7/12 records.

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